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Getting Payday Advance Loans Without A Checking Account

by Ethan Hunter

Many people don’t have a checking account these days. Some of us can’t figure out how to life without our checking accounts. If you can live without one, then that’s great if it works for you and your situation.

The only challenge is that if you were ever to try to secure a payday advance loan without a checking account, you might have a difficult time. However, if you need the money and want to find a solution online, we feel this information will help.

You just have to look for them.

Finding Payday Advance Loans without a Checking Account

Yes, this will be more challenging than if you had an account but there are options to consider. Just remember, while it may seem hard to find payday advance loans without a checking account, you can do it. We recommend you start with your online resources.

Many loan companies don’t need a checking account to process your request and they may even give you money on the spot without looking at any of your accounts.

However, you may find with this that you end up paying higher fees. For instance, you may discover that you end up with a higher annual percentage rate, realizing the loan is not even worth hassling with.

Your offline choices are harder to get sometimes, but easier to actually find… is it worth the extra money, though?

Online companies are usually cheaper, but they may be harder to find, and can save you some money.

While countless websites offer payday loan, only few offer payday advance loans without a checking account – you get your money normally from the company, who sends you a check in the amount that your loan is for. You can pay them by either sending them a money order, or cash.

Sometimes, though rarely, you can get your money through wire transfer. While this is a secure form of payment, it does have its drawbacks – in some small towns, there is no where to pick up, or drop off, cash, like Western Union. If you have a place nearby, though, this is a great option that can get you your money even faster!

Because of this, some of the larger payday advance loan companies are offering to send money to a person’s PayPal account. In addition to being a fast solution, PayPal is also highly secure and safe. This site is operated by a third party and there is little hassle.

It’s not hard to get a PayPal account and it’s free!! You can pay at many stores online and you can get payments from your eBay auctions as well as others. PayPal has few small fees and no annual costs.

Summary

Getting payday advance loans without a checking account seems hard, but really, it isn’t – a little digging, and a bit of time, and turn up a lot.

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