Where profitable, where calm doomed.
To cover the Po to exemplify the “militia” will accompany in assemblies or with the bank, “regular army” optimistic confrontation. It is stated that Bank of China has made valued strategic modification, the endorsement of the online compensation enterprise in 2009 embraced one of the priorities. Signal is one of its enterprise, concentrating in online compensation subsidiary CHINAPAY (CHINAPAY Services Limited) in Beijing last week to endorse, then there will be key environs in the nation to bear out a succession of promotional activities.
In the web to pay into the “big cake”, the Bank if such a move would have “reap the profits,” suspicion? China UnionPay financial gatherings geared up to take-all web will pay for new monopoly? Po to pay confidential financial gatherings exemplified will be hard hit? Consumer Network pay for free of accuse if or not the forthcoming end of the era? Followed by more problems.
New areas of focus, or will be competing for
“The market is open, no one has the right to enter.” Association of Chinese e-commerce principle, deputy controller of the Legal Committee of Allah timber in an interview here today that the payments in the mesh, CUP is not a new armed detachment, started some years before online fee has been finished, and now it is only essential to intensify efforts. According to public information: the present enterprise market, third-party fee is the first fee of Po, the second overtake is a economic fee, the third is UnionPay CHINAPAY.
Email UnionPay compare with the “combat effectiveness,” Adams Wood Allah that the two edges have their respective advantages. Bank’s power lies in mechanical staff and other assets are abundant, for example enterprise liquidation passages are open, and that no one can. Treasure, but the fee has its own natural benefits, particularly in the untainted online buying know-how, from Alibaba and Taobao to the fee of the Po to Yahoo China, a sequence of mutual support emblem, gigantic clientele groundwork, are the sole advantage.
Another point that can not be ignored, AliPay number of banks have recently joined hands in the formal launch of a one-stop around the payment of public utility services, people can pay their water line, electricity, gas and communications costs, such as day-to-day. From a certain point of view, this has been the banking business in the area of value-added or extended operations.
“These new localities of aim will be vying for the two edges of the object, it is compelled to lead to fierce affray, who will win this assault that is still not good.” Allah Adams Wood that the centered bank as a third party to pay for step-by-step vigilance to the fee mesh the applicable permit is furthermore clear-cut that one time the centered bank has handed out a prescribed permit, AliPay can pay with Bank enterprise in the all-out war.
Be treated with caution clients not pay for it
“Resolutely are against to the referee to play!” Network for the Bank to pay into the general buyer is not good, some persons even state, as the manager of the Bank, it is significant that the workout of administration purposes and set up a third-party likeness, other than with the the persons for profits.
More population are anxious about the compensation of state-owned enterprises included in the web will carry the risk of monopoly. The client is not that there is no justification to anxiety about, after all, free loan small discern accusations are “criminal record” and would like to first let the interbank payments and accusations more than more population had a psyche to stay.
“UnionPay authorized backdrop, one time went into, is expected to make use of its authorized privileges to stifle non-governmental third-party fee, into a monopoly.” Taobao shop in more than 3 years of a seller’s outlook of the precious gem rather representation.
In reply, advocates trust that a entirely market-oriented performance, it is impractical to win by a monopoly of the client good. The market for themselves, or to pay by Bank Po, clients have the right to decide entirely. UnionPay Bao if paid better than good, clients will be cheerful to see.
Expert analysis: not necessarily a good thing
“Online fee market is now very hardworking, but still many of matters, the most significant is the integrity and security matters, and the Bank for online fee of intervention can be a good answer to the present problems. From this viewpoint, get access to to the Internet Bank payments to buyers may not be not a good thing. ”
As e-commerce lawful highly talented examination of Allah lumber Adams that “the finance to pay the web security subjects is very valued, but in the prevailing rehearse, the implementation of using electronics signature justice is not good. Electronic signature is quite very complex, many of population do not like to use assorted businesses to endorse well, these are a direct effect of the protection of online purchasing is not high, slice swindle everlasting repeated. banks are only demanded to have a clear third-party certification, which is for the security of the privileges of clients is very necessary. UnionPay will standardize the market intervention to look after the fiscal security play an valued job in promoting. ”
China UnionPay will focus for the implementation of online payment information, AliPay relevant person to respond publicly today that the market space is very large, welcomed the involvement of Bank jointly develop the market.
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