Allstate Review

When you watch tv, you probably see several insurance companies advertised at least a couple times per hour. Insurance is big business because everyone needs it to stay safe. Allstate is one of the top insurance companies offering insurance for almost anything for cars to boats to businesses.

Their car insurance has many great features. They offer accident forgiveness that helps keep your rates from going up even if it was your fault. They offer a safe driving bonus check. Every six months you go without getting into an accident, they send you a check for up to 5% of your premium. They will also give you a brand new car if the new car you just got is totaled within the first six months. Finally, they offer many deductible rewards.

Another great benefit of Allstate is all the discounts they award. Some of these include discounts for safe drivers, safe cars, multiple policies, good students, 55 and retired, new cars, etc. If you think other insurance companies are cheap with the lower rates they offer, just think how much you could save after a few discounts and still get better coverage.

Allstate’s coverage options include liability and medical protection, vehicle protection, and personal injury protection. If you are in an accident covered by your policy and there is damage to another property or a personal injury to someone else, you are protected by liability protection.

Medical coverage will help to pay for medical bills, as long as they are reasonable and necessary. Add collision and comprehensive coverage for more protection.

What’s great about Allstate is that you can adjust your deductibles and coverage limits. A higher limit increases your coverage in case of an accident, which means you’ll have to pay less out-of-pocket. Lowering the limit will decrease your premiums, but in the case of an accident, you’ll have to pay more out-of-pocket.

A deductible is the amount you say you will pay. For example, if your deductible is $300 and the repairs cost $600, you will have to pay the first $300. A higher deductible means lower premiums, but you will have to pay $300 in the case of an accident.

Allstate is definitely one of the top insurance companies. You can get great coverage at a good price which goes down even further with all the deductions. If you are interested in a quote from Allstate and other insurance companies, check out the link below.